Drove Home From Deployment To Find 15 HOA Mansions On My Land — Now They All Pay Rent To Me

Chapter 14

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The wall came down on a Saturday. Four men with sledgehammers. The cinder blocks broke apart in chunks that thudded into the red Georgia clay like headstones falling. Cole stood on the porch and watched. When the last section crumbled, he looked at me and said, “Can Hatchet go for a walk now?” “Yeah, buddy. Hatchet can go for a walk.”

The fifteen homeowners had a problem. Their homes sat on land they didn’t own, built by a developer who had committed fraud to put them there. They had legal options. Sue Gerald for damages, demand rescission of their purchase contracts, or negotiate with me. Most of them were families, kids in school, jobs in the area, lives they’d started building in houses they thought were theirs.

I didn’t want to tear families apart. Gerald did that. My fight was never with them. Clay and I drafted ground lease agreements, thirty-year terms, eighteen hundred dollars per month per home, well below market rate for the acreage, but fair enough that nobody had to choose between their house and their savings.

Thirteen families signed within the first week. The other two signed after their attorneys confirmed what Clay had already told them. This was the best deal they’d get, and Garrett Townsend was the reason it wasn’t worse. Twenty-seven thousand dollars a month, three hundred twenty-four thousand a year from land that Brenda Whitfield had tried to fine me for living on.

I used the first year’s income to establish the Townsend Veterans Housing Fund, a nonprofit that helps veterans in Lumpkin County with down payments on their first homes. Pastor Calloway sits on the board. Clay handles the legal work pro bono. We funded six families in the first year. Six veterans who came home to something better than what I came home to.

The farmhouse stayed exactly the way it was. Pine plank floors, tin roof. The porch where my grandfather sat every evening and my wife read every afternoon. Brenda had called it an eyesore. The county assessor now lists it as a historic property. The non-conforming structure turned out to be the most valuable piece of real estate in Eagle Ridge Estates because it owned everything underneath the rest of them. The irony needed its own zip code.

On a Sunday in April, Pastor Calloway organized a community gathering on the land. Eagle Ridge homeowners showed up. Longtime county residents, veterans from the VFW post in Dahlonega. Cole played catch with the neighbors’ kids on the east pasture. The same pasture where mansions now stood, where apple trees once grew, where my grandfather plowed behind a mule that was too stubborn to walk a straight line.

I sat on Laura’s bench by the creek. The water was running clear again. Thornton had fixed the drainage as his third act as HOA president. The frogs were back. The fireflies were coming out. I thought about what Laura would say if she could see all this. She’d probably laugh first. Then she’d say something like, “Only you could turn a land dispute into a charity, Garrett.” Yeah. She would have loved this.

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Drove Home From Deployment To Find 15 HOA Mansions On My Land — Now They All Pay Rent To Me

14 Part